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Categories: Rich Harvey's Blog (1082) / Investors (861) / Home Buyers (832) / investment property (747)

 

 
Latest Article

December 9, 2025

APRA’s New 2026 Lending Rules Explained – Home & Investment Lending

By Rich Harvey , CEO & Founder, propertybuyer.com.au

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November 19, 2025
Apartment Vs House - Why Some Apartment Markets Are Out-Performing Houses
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November 14, 2025
Australian Property Market Predictions – What My Property-Market Crystal Ball Reveals
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October 29, 2025
Tips for Bidding at Auction: Proven Strategies to Win Your Next Property
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October 27, 2025
House Renovation Cost: How to Avoid Renovation Traps & Overspending
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October 21, 2025
Apartment vs House – What to Watch Out for When Buying an Apartment or Townhouse
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October 20, 2025
Brisbane Property News: The Infrastructure Boom Driving Market Growth
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October 16, 2025
Gold Coast Investment Property Insights: Waterfront or Hinterland for Better Returns?
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October 8, 2025
Australias Luxury Residential Real Estate Market: Why Prestige Properties Are Defying Gravity
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October 7, 2025
Best Suburbs to Buy: Affordable Property for Sale on the Northern Beaches
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October 3, 2025
Off-Market Property: Hidden Opportunities or Costly Mistakes?
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September 26, 2025
First Home Guarantee 2025 – A Complete Guide for First Home Buyers
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September 24, 2025
Five Year Outlook for Melbourne
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September 19, 2025
Property Buying Strategies 2025 | Why ‘Spring Selling Season’ is Overrated
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September 17, 2025
Why Australian House Prices Keep Rising | Market Insights
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September 8, 2025
How Do You Bid at an Auction? Insider Tips to Win
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September 2, 2025
The Australian Guide to Buying Your First Home | Family Essentials
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August 25, 2025
Investment Property in Australia | New Vs Established Property
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August 22, 2025
The Property Law Act QLD: How New Property Laws Will Change the Market
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August 20, 2025
How Public Housing Shapes Australian Suburbs’ Property Value Growth
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August 19, 2025
The Gold Coast Property Market: Why Luxury Buyers Are Moving Up the Coast
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August 19, 2025
Property Investment Strategies to Maximise Long-Term Gains
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August 14, 2025
Buying Property in Australia - Don’t Let Buyer Fears Cost You (Part 2)
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August 12, 2025
Buying Property in a Trust Australia: What You Need to Know
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August 11, 2025
Australian Housing Market Affordability: Don’t Let Buyer Fears Cost You (Part 1)
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August 1, 2025
Australian Property Market Myths vs Property Reality
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July 28, 2025
Cost of a Buyer's Agent vs Sellers Agent | Who’s Really in Control When You Buy Property?
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July 23, 2025
The Evolution of Prestige Property Buying in Sydney
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July 23, 2025
How Free Property Reports Can Cost You Thousands
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July 11, 2025
Melbourne Property Prices by Suburb | Median Buys in 2025
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July 4, 2025
Buying a House in NSW | Key Risks in Flood-Prone Areas
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June 30, 2025
How to Spot a Valuable Off-market Property
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June 25, 2025
Multigenerational Living House Plans | Choosing the Right Family Home
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June 23, 2025
Australian Housing Market Affordability Report | Insights for Property Buyers
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June 19, 2025
First Home Buyer Grants & Concessions: Who Still Qualifies in 2025?
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June 18, 2025
Debt Recycling Australia | Unlock Property Borrowing Power
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June 16, 2025
Real Cost of Renovation | Avoiding a fixer-upper "lemon"
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June 14, 2025
Top 5 Gold Coast Investment Property Suburbs with Olympic-Level Yields
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June 9, 2025
Buying a House in Brisbane | Essential Rules for Buying Well
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June 1, 2025
Why Local Buyers’ Agents Beat Market Analysts in 2025 | Propertybuyer Insights
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May 29, 2025
2025 Australian Property Market Trends | Generational Shifts
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May 26, 2025
Best Places to Invest in Property | Top 10 Western Sydney Suburbs
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May 23, 2025
2025 Australian Property Market Trends | Sydney's Downsizer Surge
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May 21, 2025
First Home Buyer Tips 2025 | Affordable Housing for Young Professionals
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May 19, 2025
Top 10 Property Hotspots 2025 – Sydney’s Inner West
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May 19, 2025
Why do people move? - May 2025
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May 16, 2025
How to invest in property? Why Waiting Could Cost You Six Figures
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May 15, 2025
Population projections versus housing reality: can supply keep up? - May 2025
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May 14, 2025
Property Valuations: What Every Buyer and Seller Should Know - May 2025
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May 7, 2025
Buying with Friends or Family? Here’s How to Protect Yourself Legally - May 2025
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May 4, 2025
Top rental yields in the Newcastle market - Five stand out Suburbs to watch - May 2025
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April 26, 2025
Why Buy Property in Your SMSF? - April 2025
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April 25, 2025
Buying Property in the Age of Uncertainty - April 2025
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April 14, 2025
Election Housing Promises: Demand-Side Sugar Hits or Long-Term Solutions? - April 2025
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April 9, 2025
Can property AI reports be relied upon? - April 2025
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April 4, 2025
What the Sydney median buys - April 2025
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April 2, 2025
New tech and data sources for buying better - April 2025
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April 1, 2025
The Rise of 'Rentvesting' Among Modern Investors - April 2025
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March 30, 2025
Foreign Investment Rules: What Overseas Buyers Need to Know About Australian Property Laws - March 2025
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March 29, 2025
Navigating Property Transactions in Disaster-Prone Areas - March 2025
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March 28, 2025
What downsizers want - March 2025
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March 28, 2025
Get a buyers’ agent and a sales agent working for you - March 2025
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March 19, 2025
The smart way to deal with selling agents - March 2025
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March 13, 2025
Western Sydney’s Property Boom: How Infrastructure is Transforming the Market - March 2025
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March 11, 2025
Gold Coast Emerging Suburbs: Where to buy before prices surge - March 2025
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March 3, 2025
The essentials for successful commercial property investing - March 2025
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February 26, 2025
Prospects for Adelaide’s Property Market in 2025 - February 2025
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February 25, 2025
Local knowledge is the secret to securing the ideal home - February 2025
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February 25, 2025
Don't Make This Expensive Mistake! - February 2025
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February 21, 2025
Five Undervalued Northern Beaches Suburbs Ready to Boom - February 2025
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February 20, 2025
When will the RBA cut interest rates? … (and why it doesn’t really matter) - Jan 2025
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February 12, 2025
Why AI won’t replace buyers’ agents - February 2025
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January 31, 2025
Politics and property: how elections influence market - January 2025
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January 22, 2025
Sydney suburbs with soul - January 2025
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January 20, 2025
Property Investment via SMSF to Maximse Your Super - January 2025
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January 16, 2025
Looking for an exceptional investment in Sydney’s Eastern suburbs? These are our picks - Jan 2025
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January 15, 2025
Six open home “red flags” professional buyers look for - Jan 2025
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January 13, 2025
Property Market Outlook for 2025 - January Market Update 2025
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January 11, 2025
The explosion of single person households…and the implications for the property market and investors - Jan 2025
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January 10, 2025
How to prepare for a property auction - Jan 2025
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January 6, 2025
What Are the Pre-Conditions for the Next Property Boom? - Jan 2025
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December 29, 2024
What real estate sales agents really think - Dec 2024
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December 27, 2024
Sydney’s top trophy home sales of 2024
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December 15, 2024
Where to profit from the Gold Coast’s infrastructure wave - Dec 2024
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December 10, 2024
The Summer Advantage: Why the Christmas Season Can Be a Prime Time to Buy - December 2024
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December 10, 2024
How to profit from bad news predictions - November 2024
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December 9, 2024
Want to know the Eastern Suburbs’ best kept secret? - Dec 2024
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December 9, 2024
Five Brisbane gentrification hotspots - December 2024
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December 7, 2024
Queensland's New Tenancy Laws: A Golden Opportunity for Savvy Investors - December 2024
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December 5, 2024
Sunshine Coast Property Market Overview: Lifestyle, Economy, Infrastructure, and Future Growth - December 2024
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December 5, 2024
Gold Coast Property Market Predictions 2025: House Prices Gold Coast Australia
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November 26, 2024
South Australia’s zero-stamp-duty incentive - December 2024
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November 22, 2024
The best time to plant your property money tree - November 2024
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November 16, 2024
Surviving the higher interest rate drag - November 2024
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November 14, 2024
Should you buy a renovator in this market? - November 2024
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November 13, 2024
VIC Land Tax Creates the Perfect Time to Invest in Melbourne - November 2024
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November 1, 2024
Buying Before the Next Boom - November Market Update 2024
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October 31, 2024
Brisbane Market Update - October 2024
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October 28, 2024
Act quickly and profit now as market changes gear - October 2024
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October 16, 2024
Melbourne suburbs with soul - October 2024
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October 15, 2024
Why now could be your best time to buy a house - Oct 2024
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October 10, 2024
Queensland’s New Tenancy Laws: A Hidden Goldmine for Smart Investors - October 2024
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October 1, 2024
Four Windows of Opportunity in Today's Market - October 2024
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September 28, 2024
Good Debt vs. Bad Debt - September 2024
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September 27, 2024
Hot Gold Coast investment opportunities - September 2024
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September 27, 2024
Unearthing Property Gold Among Brisbane's Employment Hubs - September 2024
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September 18, 2024
A winning strategy: How to beat the competition when buying - September 2024
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August 21, 2024
Sydney is in the midst of an infrastructure revolution - Aug 2024
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August 20, 2024
How to Bridge the Housing Affordability Gap - Aug 2024
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August 15, 2024
Should I Buy at Auction in the Eastern Suburbs? - Aug 2024
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August 14, 2024
Signs of a Changing Sydney Market - Aug 2024
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August 9, 2024
The Rise of the Central Coast Property Market
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August 9, 2024
The Rise and Rise of the Gold Coast: Property Market Predictions 2024
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August 8, 2024
Why Off-Market Properties Are On The Money
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August 6, 2024
Critical Questions to Ask Buyer Agents Before Hiring | Propertybuyer
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August 4, 2024
Gold-medal investments for the Brisbane Olympic - Aug 2024
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July 31, 2024
Is Adelaide a Good Investment Location? - July 2024
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July 30, 2024
Is a Holiday Home a Wise Investment? - July 2024
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July 25, 2024
The Impact of Intergenerational Wealth Transfer on the Property Market - July 2024
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July 25, 2024
Is Melbourne our next capital city hotspot? - July 2024
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July 19, 2024
How Construction Costs Impact House Prices - July 2024
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July 19, 2024
Golden Opportunities on the Northern Beaches - July 2024
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July 17, 2024
Creating Inter-Generational Wealth with Property Investing - July 2024
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July 15, 2024
Sydney’s Eastern Suburbs: What your budget will buy, and is now the time? - July 2024
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July 11, 2024
How to Avoid Getting Scammed – and catching them in the act - July 2024
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July 7, 2024
Get ready for rate cuts and a market resurgence - July 2024
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July 5, 2024
Are Apartments a Good Investment? - April 2025
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July 4, 2024
Is Landlord Insurance Worth It? Protecting Your Investment Property
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July 4, 2024
Where to Find the Lowest Mortgage Rates - July 2024
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July 1, 2024
Melbourne’s Granny Flat Revolution is Here - July 2024
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June 24, 2024
Brisbane’s “sweet spot” suburbs - June 2024
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June 20, 2024
Western Sydney Infrastructure Boom and Investment Opportunities in Australia
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June 19, 2024
Top Property Investment Strategies 2025: 20 Criteria for Success in 2025
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June 19, 2024
Hidden Cashflow – Massive Depreciation Deductions - June 2024
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June 17, 2024
Why planning laws matter - June 2024
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June 14, 2024
Is Downsizing Early Worth the Effort? - June 2024
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June 12, 2024
Top 10 Winning Auction Tips & Strategies 2025
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June 11, 2024
Melbourne Investment Bounce - June 2024
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June 7, 2024
How to improve your borrowing capacity - June 2024
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May 31, 2024
Housing: Market Value vs. Personal Value - May 2024
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May 30, 2024
Why You Keep Missing the Best Buys in the Eastern Suburbs - May 2024
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May 24, 2024
Cashing In On The Dual Occupancy Boom - May 2024
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May 20, 2024
How to choose a buyers’ agent - May 2024
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May 17, 2024
Gold Coast Momentum Continues - May 2024
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May 6, 2024
Why all renovation projects aren’t equal - May 2024
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April 30, 2024
Housing supply and the intervention of foreign investors - May 2024
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April 29, 2024
Should I Buy Interstate? - April 2024
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April 26, 2024
Your guide to Sydney’s best schools - April 2024
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April 17, 2024
The New Gold Coast - April 2024
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April 15, 2024
How long it takes to buy a property - April 2024
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April 10, 2024
Key considerations for multi-generational living - April 2024
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April 3, 2024
Why price guides are an absolute joke - April 2024
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March 28, 2024
Buying & Selling Interstate – and local property laws - March 2024
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March 20, 2024
Sydney Buyer Exodus or Redistribution? - March 2024
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March 18, 2024
Taking Care When At The Crossroads Of Separation & Divorce - March 2024
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March 17, 2024
Why Interest Rates Don’t Matter to Smart Buyers- March 2024
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March 15, 2024
How Buyer's Agents Find Solutions - March 2024
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March 13, 2024
How to find a truly ‘adaptable’ home - March 2024
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March 9, 2024
Strategies for Strong Rental Returns in a High Interest Rate Environment - March 2024
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March 7, 2024
Should you sell before you buy? - March 2024
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March 4, 2024
How to Take Advantage When Opportunity Strikes - March 2024
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February 23, 2024
Six Melbourne Unit Investment Hotspots - February 2024
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February 18, 2024
Five homebuyer hotspots in Brisbane - February 2024
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February 15, 2024
The Rise and Rise of the Gold Coast - February 2024
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February 14, 2024
The Gold Coast Re-defined - Why it is Australia's Premier Lifestyle Destination - February 2024
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February 12, 2024
Five unit hotspots in Sydney to explore - February 2024
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February 4, 2024
Invisible real estate risks that really bite! - February 2024
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February 1, 2024
Transacting at the Top End - February 2024
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January 30, 2024
Ripe for renovation: a recipe for opportunity…or a disaster in waiting? - January 2024
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January 25, 2024
Choosing a home to fund your retirement - January 2024
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January 15, 2024
How each Generation Views Property: Unveiling Motivations and Trends - January 2024
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January 13, 2024
Five Brisbane unit investment hotspots - January 2024
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January 10, 2024
Five Sydney homebuyer hotspots to watch in 2024 - January 2024
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December 29, 2023
Is Buying a Holiday Home a Smart Idea? - December 2023
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December 26, 2023
2023 Property Wrap Up – The Year in Review - December 2023
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December 21, 2023
Buying property in the higher interest rate environment: silly or smart? - December 2023
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December 12, 2023
Investor's Goldmine: Discover the Top 4 Metrics for Identifying High - Value Properties - December 2023
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December 12, 2023
When is it worth refinancing? - December 2023
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December 2, 2023
Seven best ways to renovate a property to add value - December 2023
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December 1, 2023
Planning your finances around Christmas - December 2023
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November 27, 2023
When Will the Investor Exodus End? - November 2023
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November 23, 2023
Seven Key Elements For Luxury Property Design - November 2023
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November 22, 2023
The ‘confidence glitch’ advantage for long-term thinkers - November 2023
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November 20, 2023
Opportunities in the Melbourne Market - November 2023
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November 20, 2023
Why Christmas delivers exceptional buying opportunities - November 2023
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November 17, 2023
Christmas Deadline: Do I Still Have Time? - November 2023
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November 15, 2023
Navigating interest rate increases - November 2023
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November 14, 2023
How to accurately assess an investment property’s potential - November 2023
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October 31, 2023
How Buyers Advocates Have Dramatically Changed the Market - October 2023
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October 30, 2023
Property Decisions of the Over 50s: A Generation's Unique Perspective - October 2023
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October 25, 2023
How To Spot A Rising Market Early? - October 2023
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October 20, 2023
Inner Western Sydney’s best suburbs for young families - October 2023
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October 19, 2023
To act or to wait: The New Year Question - October 2023
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October 18, 2023
Timing The Market... Or Time In The Market? - October 2023
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October 13, 2023
How do interest rate rises impact the property market? 5 Key learnings - October 2023
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October 10, 2023
How to tackle a small development - October 2023
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October 4, 2023
Mastering Sydney’s Northern Beaches market - October 2023
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September 26, 2023
Locational fundamentals for buying prime property - September 2023
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September 26, 2023
What kind of interior design adds the most value to your home - September 2023
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September 25, 2023
Understanding Australian Property Price Predictions - September 2023
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September 18, 2023
How to gain an advantage when buying prestige property - September 2023
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September 18, 2023
Why it Pays to be a Patient Investor - September 2023
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September 15, 2023
Is Off Market A Turn On? - September 2023
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September 8, 2023
How to negotiate a lower purchase price - September 2023
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September 1, 2023
How Debt Aversion Can Cost You A Fortune - September 2023
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August 31, 2023
Interest rate comparisons - how to beat the banks - August 2023
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August 25, 2023
Why the Central Coast is set to Flourish - August 2023
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August 24, 2023
Buyers or Sellers Market? - August 2023
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August 9, 2023
Passive Income And Retirement Income: How Much Do You Need? - August 2023
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August 4, 2023
Three Essential Property Purchasing Nuances - August 2023
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July 31, 2023
Cost of Living & Property Choices - July 2023
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July 24, 2023
Is It Worth Paying LMI - July 2023
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July 21, 2023
The four essentials of an immaculate property appraisal - July 2023
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July 21, 2023
Navigating the luxury property market: tips for high-net-worth buyers - July 2023
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July 17, 2023
Why Smart Investors Love Negative Sentiment - July 2023
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July 17, 2023
How Rising Building Costs Change Property Markets - July 2023
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July 13, 2023
Selling in Winter – Silly or Smart? - July 2023
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July 11, 2023
How Buyers Profit From Town Planning - July 2023
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June 30, 2023
Super prime property in Melbourne - June 2023
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June 26, 2023
Interest rate tipping point – can we afford any more rate hikes?!
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June 26, 2023
Five Contract Essentials For Buyers - June 2023
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June 16, 2023
How Far Can The Bank Of Mum And Dad Stretch To Help First Home Buyers? - June 2023
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June 16, 2023
Super-Prime Property In Brisbane - June 2023
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June 15, 2023
This Is What You Need To Know About Build To Rent - June 2023
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June 13, 2023
How To Make An Offer They Can’t Refuse - June 2023
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June 8, 2023
10 Winning Auction Tips - June 2023
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May 31, 2023
Are Buyers' Advocates An Investment, Or A Cost? - May 2023
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May 25, 2023
Borrowing Capacity And The End Of Intrerest Rate Rises: What Now? - May 2023
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May 23, 2023
Sunshine Coast Opportunities - May 2023
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May 23, 2023
The Four "C"s Of Dealing With A Selling Agent - May 2023
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May 16, 2023
Gentrification: How To Pick Suburbs Set To Boom - May 2023
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May 15, 2023
Are Units Outperforming The Market - May 2023
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May 8, 2023
The Rise Of The Re-nester - May 2023
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April 27, 2023
I’ve Signed A Contract… Now What? - April 2023
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April 25, 2023
Sales Volumes And Market Sentiment - April 2023
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April 24, 2023
Fallout From Fixed Rate - April 2023
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April 20, 2023
Refinancing And Avoiding Mortgage Prison - April 2023
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April 19, 2023
Why Right Now Is The Time To Buy - April 2023
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April 18, 2023
The Great Housing Undersupply - April 2023
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April 13, 2023
The Vendor Agenda - April 2023
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April 11, 2023
Super-prime Property In Sydney - April 2023
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April 4, 2023
Migration in Australia - April 2023
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March 30, 2023
House Hunt: How To Locate Your Next Home - March 2023
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March 24, 2023
Media Predictions Or Myths - March 2023
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March 22, 2023
Defining Your Property-buying "Why" - March 2023
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March 21, 2023
Raising The Rent - March 2023
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March 21, 2023
Is The Market Stabilising Or Declining? - March 2023
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March 13, 2023
Renovate Or Relocate? - March 2023
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March 9, 2023
How To Pay Off Your Mortgage Early - March 2023
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March 9, 2023
Buying And Selling In 2023 - March 2023
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March 8, 2023
Don't Rely on Price Guides - March 2023
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March 7, 2023
Treating Your Home Like An Investment - March 2023
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February 23, 2023
What To Do Before Submitting An Offer - February 2023
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February 14, 2023
Regional Resilience Or Regret - February 2023
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February 10, 2023
Five Key Questions To Ask A Selling Agent - February 2023
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February 9, 2023
Interest Rate Lags And The Related Cliff - February 2023
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February 7, 2023
Flat Market Advantages - February 2023
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January 23, 2023
What China's Re-opening Means For Australian Property - January 2023
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January 19, 2023
Accessing Off-market Properties in Sydney's Inner West - January 2023
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January 17, 2023
Trends To Watch in 2023 - January 2023
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January 12, 2023
20 Criteria For Choosing The Right Property Investment - January 2023
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January 10, 2023
Choosing The Right Buyers Advocate For You - January 2023
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January 9, 2023
Prestige Retirement on the Gold Coast - January 2023
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January 8, 2023
Is It Worth Refinancing? - January 2023
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January 3, 2023
Mortgage Delinquency Rates - January 2023
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December 20, 2022
4 Factors To Boost Your Borrowing Capacity - December 2022
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December 20, 2022
Choosing Your Ideal Upper North Shore Suburb - December 2022
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December 13, 2022
Sydney’s Eastern Suburb Luxury Home Guide - December 2022
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December 7, 2022
Sustainable Home Loans - December 2022
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December 2, 2022
How Buyers' Advocates Monitor The Prestige Market - December 2022
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November 28, 2022
Five Ways To Take Advantage Of A Slow Market - November 2022
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November 25, 2022
What Does "Affordable" Mean? - November 2022
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November 17, 2022
The True Returns From Property Investment - November 2022
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November 16, 2022
Five Commercial Property Fundamentals For First-time Investors - November 2022
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November 16, 2022
What Women Want In A Home - November 2022
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November 13, 2022
Interest Rate Impacts: The Lag Effect - November 2022
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November 9, 2022
Borrowing Capacity - The New Normal - November 2022
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November 7, 2022
Five things Buyers’ Advocates Do Best - November 2022
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November 3, 2022
The Rise Of The Downsizer - November 2022
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October 26, 2022
The Best Way To Deal With A Selling Agent - October 2022
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October 20, 2022
The Home-office Evolution - October 2022
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October 17, 2022
Recycling Your Equity – How Is It Done? - October 2022
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October 14, 2022
Brisbane Granny Flats: How Planning Changes Will Supercharge Positive Cashflow - October 2022
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October 13, 2022
Market Momentum & Migration - October 2022
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October 11, 2022
Brisbane's Record-Breaking Rental Market - October 2022
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October 4, 2022
What Killed Queensland's Land Tax? - October 2022
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October 4, 2022
A Change In The Law Regarding Zoning Certificates - October 2022
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September 26, 2022
Choosing The Best Agent - September 2022
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September 26, 2022
How To Grow Wealth Through Property - September 2022
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September 23, 2022
What are the Future Drivers of the Property Market? - September2022
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September 19, 2022
Your Property Fears Revealed - September 2022
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September 15, 2022
Picking The Bottom Of The Property Market - September 2022
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September 12, 2022
A Looming Unit Undersupply Is A Golden Opportunity - September 2022
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August 29, 2022
The Cure For Analysis Paralysis - August 2022
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August 29, 2022
Chasing Higher Yields Via Airbnb - August 2022
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August 25, 2022
Picking The Right Size Home - August 2022
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August 23, 2022
Landlord Insurance: The Good, The Bad And The Ugly- August 2022
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August 22, 2022
Spring Clean Your Finances - August 2022
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August 22, 2022
Six Tips For Aspiring Property Investors - August 2022
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August 12, 2022
How To Find The Ideal Suburb - August 2022
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The Propertybuyer
Podcast

 
Mon 1 Dec '25
with Rich Harvey Why the Central Coast is Booming: Lifestyle, Value & Future Growth
 
 
Fri 14 Nov '25
with Rich Harvey Western Sydney Uncovered: Airport Boom & Next Growth Hotspots
 
 
Fri 31 Oct '25
with Rich Harvey What Makes the Central Coast So Desirable Right Now
 
 
Fri 17 Oct '25
with Rich Harvey Negotiation Uncovered: Emotional Intelligence, Strategy and Buyer Tactics
 
 
Fri 3 Oct '25
with Rich Harvey Underquoting Tactics Exposed!
 
 
Fri 19 Sep '25
with Rich Harvey Rediscovering the Northern Beaches
 

 

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